The high winds and tornadoes which tore through our region last week have resulted in extensive damage to homes and other property. The good news for many people affected by the recent weather is that much of the damage should be covered by homeowners or comprehensive auto insurance policies, depending on what was damaged. It is important to remember that the insurance you have may be obligated to pay for more than simply the repair to your property. Depending on your policy and circumstances, your policy may cover temporary housing, a rental car, damage to your possessions, or other costs that you may not think of right away. Keeping receipts as verification of your costs will likely prove helpful in getting reimbursed for everything covered by your policy. Of course, if you have questions about what is covered by your policy, or if you are not sure your insurance company is offering you the right amount of reimbursement, we advise that you consult with a lawyer. If you have questions it is usually best to speak to a lawyer sooner rather than later; if you sign an agreement with the insurance company and then realize that it doesn’t cover your whole loss, it may already be too late.
-J. Michael Genest
If you have comments or questions about this blog post we invite you to submit your comments below. If you are in Durham, Chapel Hill, Raleigh, or anywhere in North Carolina and have questions about a legal matter you may contact the Taibi Kornbluth Law Group directly at contact@taibikornbluth.com.
Keeping your receipts is good advice. The insurance company won't pay for anything you can't prove.
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